Ground UpConstruction Loans

Nationwide non-bank private lender providing construction financing and no doc construction loans up to 75% LT-ARV



LTC funding



Days or
less to close



in funding
per project phase

($50M max on a case by case)


Construction Loan Requirements

Our team of construction loan experts at Revolution Realty Capital has funded over $1 Billion in loans nationwide. 

We offer horizontal and vertical construction financing for eligible projects including infill, subdivisions, and master-planned communities. 

Experienced builders and developers rely on us for industry-leading financing structures, speed of execution, and certainty of closing.


Loan Amount
Up to $20M
Max Loan to ARV
Up to 70%
Max Loan to Cost
Up to 85%
Limited Guarantee Options
Property Types
SFR, Multifamily, Conversions
Up to 24 Months
Lien Position
1st Lien
Rates as low as

Construction Loan

We offer private construction loans in 42 of 50 states including Washington DC.
Apply now for Oregon construction loans, Texas construction loans, commercial construction loans in California, and owner builder construction loans in Arizona:



How a Construction
Loan Works 

Construction loans — also called a self build loan, ground-up development financing, and new construction loans — are designed for commercial real estate investments. Ground up construction loans are short term financing options used to develop non-owner occupied single-family, multi-family, and mixed-use propertied on a permitted or permit-ready lot.

Construction loan lenders consider the following for investors applying for construction funding:

  • Successful track record with similar real estate investments
  • Real estate development experience
  • Credit score
  • Clean financial and criminal background
  • Size of the down payment
  • Amount of liquid reserves

    If you’re new to construction project financing, read our commercial real estate construction loans guide. 

Using a Hard Money
Construction Loan

Hard money construction loans provide fast funding to cover the cost of building non-owner occupied investment properties on permit-ready lots. Oftentimes, hard money loans for ground-up development properties are based on the ARV.

Typical ARV from hard money construction lenders is 70%. At Revolution, we offer up to 75% ARV on private construction loans for proven borrowers.

Not a developer but looking to make huge returns on construction loan programs? Become a commercial construction loan broker with Revolution Realty Capital for access to industry-leading private-construction loans.

Benefits of Construction

New construction financing creates an opportunity for developers to earn huge returns developing small or large construction projects. 

Typically, direct private lenders offer dispersed financing to borrowers with fixed amounts. For real estate investors, these favorable terms mean interest is only paid on the amount owed vs. the full project cost. 

Ground up construction loans from private lenders have a faster closing process than conventional loans, giving real estate investors the funding they need, when they need it. 

Benefits of Revolution’s construction project financing include:

  • Fast pre-approval process
  • As little as 10 days to close
  • Higher LTC for proven borrowers
  • Up to 75% ARV
  • Funding between $500K – $5M
  • No prepayment penalty or exit fee
  • Access to our state-of-the-art online platform for borrowers
  • Nationwide lending in 42 of 50 states

If you’re ready to fund your ground-up development, apply now, and let’s talk about your deal.

Construction Loan
Process Timeline

    We offer a fast and simple application process for our ground up construction loans.

icon-step-connect Step 1

Complete the form on the left to connect with our world-class team of construction lenders.

icon-step-design Step 2

Our construction loan lenders will reach out to you in 24 hours with a funding solution customized to suit your specific deal.

icon-step-apply Step 3

Complete the application through our simple online commercial construction lending platform to get approved in as little as 10 days.

Best Private Lenders
for Construction 

Revolution Realty Capital offers the best private construction loans for real estate investors. We offer higher LTC for proven borrowers, up to 75% ARV, 10 days or less to close, and no personal income requirements with rental property loan rates starting at 11.5%.

When you choose to fund your commercial construction project with Revolution, you get access to our team of real estate professionals with over 40 years of experience and our intuitive borrower portal.

Explore More Private Loans for Investors